Who can buy Shielded Travel insurance?
Australian residents aged 18 to 99 who are travelling overseas. You’ll need a valid Medicare card, or to be an Australian citizen, permanent resident or New Zealand passport holder with unrestricted entry rights and access to long-term medical care in Australia.
When should I buy it?
Any time up to 12 months before you leave, as long as it’s before you depart Australia. If you choose cancellation cover, it starts from the day you buy, so buying early means you’re covered if something happens before you go.
Does it cover trips within Australia?
No. This is international travel insurance for trips overseas. It covers one-way and return journeys of up to 12 months, with one trip per policy.
What affects the price?
Mainly your age, how long you’re away, where you’re going and how far ahead you buy. The excess you choose, any optional covers you add and the limits you pick also change the premium.
Are pre-existing medical conditions covered?
Some conditions are covered automatically, as long as you haven’t been in hospital for the condition in the past 24 months and your medication for it hasn’t changed in the past 6 months. Conditions that aren’t on the list in the PDS aren’t covered, so please check it before you buy.
What about COVID-19?
If you add cancellation cover, it can respond if you or a travelling companion can’t travel because of a COVID-19 diagnosis in the 14 days before you leave, or are diagnosed during your trip. Conditions and exclusions apply.
Am I covered for skiing, cruises or riding a scooter?
Yes, with the right add-on. Choose the Snow pack for skiing and snowboarding, the Cruise pack for multi-night cruises, and the Motorcycle and moped pack for riding a hired bike up to 250cc. Some higher-risk activities, such as motor sports, hunting and hiking above 3,000 metres, aren’t covered.
Can I cancel my policy?
Yes. You have a 21-day cooling-off period to cancel for a full refund. After that, you may get a pro-rata refund for the unused part of your policy. Refunds only apply if you haven’t started your trip and haven’t made, and don’t intend to make, a claim.
What should I do in an emergency overseas?
Call Robin Assist on +61 2 8880 5820, 24 hours a day, 7 days a week, or email [email protected]. Let them know as soon as possible after any serious accident or illness, especially if you need to stay in hospital, have extended treatment or change your travel plans.
How do I make a claim?
You can claim at any time, from anywhere, online at battleface.com. For help with a claim, call (02) 8880 5820 (+61 2 8880 5820 from overseas) or email [email protected].
Who provides the insurance?
Shielded Travel is a distributor for battleface and is paid a commission by battleface. Policies are issued by battleface Insurance Services Pty Ltd (AFSL 536280), which also trades as Robin Assist, and underwritten by Pacific International Insurance Pty Ltd.